Family Benefit Fund - Rate of Interest(ROI) Chart

Shortcut Formula:

FBF interest rate from April-2012 onwards= 

(No of months between date of retirement and 31.03.2012)*(4/12)+78.542

or

FBF interest rate from April-2012 onwards= 

[(Y-2012)*12+(M-3)]*(4/12)+78.542

Y=Year of retirement 

M= Month of retirement 

*To get an accurate result don't round off decimals while calculating and the final result should be taken up to 3 decimals without round offing.

- Harish, BESCOM 

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Family Benefit Fund - Rate of Interest(ROI) Chart
Source: FBF Calculator(Excel) by Sri. Rajeev, JPA, KPTCL
FROM	TO	ROI (%)
01-11-1992	30-06-1993	6.00
01-07-1993	31-10-1994	5.00
01-11-1994	31-03-2000	4.50
01-04-2000	31-03-2002	4.00
01-04-2002	31-03-2012	3.50
01-04-2012	31-03-2026	4.00
MONTH	ROI(%)/MONTH	CUMULATIVE ROI(%)
Nov-1992	1.000	1.000
Dec-1992	0.500	1.500
Jan-1993	0.500	2.000
Feb-1993	0.500	2.500
Mar-1993	0.500	3.000
Apr-1993	0.500	3.500
May-1993	0.500	4.000
Jun-1993	0.500	4.500
Jul-1993	0.417	4.917
Aug-1993	0.417	5.333
Sep-1993	0.417	5.750
Oct-1993	0.417	6.167
Nov-1993	0.417	6.583
Dec-1993	0.417	7.000
Jan-1994	0.417	7.417
Feb-1994	0.417	7.833
Mar-1994	0.417	8.250
Apr-1994	0.417	8.667
May-1994	0.417	9.083
Jun-1994	0.417	9.500
Jul-1994	0.417	9.917
Aug-1994	0.417	10.333
Sep-1994	0.417	10.750
Oct-1994	0.417	11.167
Nov-1994	0.375	11.542
Dec-1994	0.375	11.917
Jan-1995	0.375	12.292
Feb-1995	0.375	12.667
Mar-1995	0.375	13.042
Apr-1995	0.375	13.417
May-1995	0.375	13.792
Jun-1995	0.375	14.167
Jul-1995	0.375	14.542
Aug-1995	0.375	14.917
Sep-1995	0.375	15.292
Oct-1995	0.375	15.667
Nov-1995	0.375	16.042
Dec-1995	0.375	16.417
Jan-1996	0.375	16.792
Feb-1996	0.375	17.167
Mar-1996	0.375	17.542
Apr-1996	0.375	17.917
May-1996	0.375	18.292
Jun-1996	0.375	18.667
Jul-1996	0.375	19.042
Aug-1996	0.375	19.417
Sep-1996	0.375	19.792
Oct-1996	0.375	20.167
Nov-1996	0.375	20.542
Dec-1996	0.375	20.917
Jan-1997	0.375	21.292
Feb-1997	0.375	21.667
Mar-1997	0.375	22.042
Apr-1997	0.375	22.417
May-1997	0.375	22.792
Jun-1997	0.375	23.167
Jul-1997	0.375	23.542
Aug-1997	0.375	23.917
Sep-1997	0.375	24.292
Oct-1997	0.375	24.667
Nov-1997	0.375	25.042
Dec-1997	0.375	25.417
Jan-1998	0.375	25.792
Feb-1998	0.375	26.167
Mar-1998	0.375	26.542
Apr-1998	0.375	26.917
May-1998	0.375	27.292
Jun-1998	0.375	27.667
Jul-1998	0.375	28.042
Aug-1998	0.375	28.417
Sep-1998	0.375	28.792
Oct-1998	0.375	29.167
Nov-1998	0.375	29.542
Dec-1998	0.375	29.917
Jan-1999	0.375	30.292
Feb-1999	0.375	30.667
Mar-1999	0.375	31.042
Apr-1999	0.375	31.417
May-1999	0.375	31.792
Jun-1999	0.375	32.167
Jul-1999	0.375	32.542
Aug-1999	0.375	32.917
Sep-1999	0.375	33.292
Oct-1999	0.375	33.667
Nov-1999	0.375	34.042
Dec-1999	0.375	34.417
Jan-2000	0.375	34.792
Feb-2000	0.375	35.167
Mar-2000	0.375	35.542
Apr-2000	0.333	35.875
May-2000	0.333	36.208
Jun-2000	0.333	36.542
Jul-2000	0.333	36.875
Aug-2000	0.333	37.208
Sep-2000	0.333	37.542
Oct-2000	0.333	37.875
Nov-2000	0.333	38.208
Dec-2000	0.333	38.542
Jan-2001	0.333	38.875
Feb-2001	0.333	39.208
Mar-2001	0.333	39.542
Apr-2001	0.333	39.875
May-2001	0.333	40.208
Jun-2001	0.333	40.542
Jul-2001	0.333	40.875
Aug-2001	0.333	41.208
Sep-2001	0.333	41.542
Oct-2001	0.333	41.875
Nov-2001	0.333	42.208
Dec-2001	0.333	42.542
Jan-2002	0.333	42.875
Feb-2002	0.333	43.208
Mar-2002	0.333	43.542
Apr-2002	0.292	43.833
May-2002	0.292	44.125
Jun-2002	0.292	44.417
Jul-2002	0.292	44.708
Aug-2002	0.292	45.000
Sep-2002	0.292	45.292
Oct-2002	0.292	45.583
Nov-2002	0.292	45.875
Dec-2002	0.292	46.167
Jan-2003	0.292	46.458
Feb-2003	0.292	46.750
Mar-2003	0.292	47.042
Apr-2003	0.292	47.333
May-2003	0.292	47.625
Jun-2003	0.292	47.917
Jul-2003	0.292	48.208
Aug-2003	0.292	48.500
Sep-2003	0.292	48.792
Oct-2003	0.292	49.083
Nov-2003	0.292	49.375
Dec-2003	0.292	49.667
Jan-2004	0.292	49.958
Feb-2004	0.292	50.250
Mar-2004	0.292	50.542
Apr-2004	0.292	50.833
May-2004	0.292	51.125
Jun-2004	0.292	51.417
Jul-2004	0.292	51.708
Aug-2004	0.292	52.000
Sep-2004	0.292	52.292
Oct-2004	0.292	52.583
Nov-2004	0.292	52.875
Dec-2004	0.292	53.167
Jan-2005	0.292	53.458
Feb-2005	0.292	53.750
Mar-2005	0.292	54.042
Apr-2005	0.292	54.333
May-2005	0.292	54.625
Jun-2005	0.292	54.917
Jul-2005	0.292	55.208
Aug-2005	0.292	55.500
Sep-2005	0.292	55.792
Oct-2005	0.292	56.083
Nov-2005	0.292	56.375
Dec-2005	0.292	56.667
Jan-2006	0.292	56.958
Feb-2006	0.292	57.250
Mar-2006	0.292	57.542
Apr-2006	0.292	57.833
May-2006	0.292	58.125
Jun-2006	0.292	58.417
Jul-2006	0.292	58.708
Aug-2006	0.292	59.000
Sep-2006	0.292	59.292
Oct-2006	0.292	59.583
Nov-2006	0.292	59.875
Dec-2006	0.292	60.167
Jan-2007	0.292	60.458
Feb-2007	0.292	60.750
Mar-2007	0.292	61.042
Apr-2007	0.292	61.333
May-2007	0.292	61.625
Jun-2007	0.292	61.917
Jul-2007	0.292	62.208
Aug-2007	0.292	62.500
Sep-2007	0.292	62.792
Oct-2007	0.292	63.083
Nov-2007	0.292	63.375
Dec-2007	0.292	63.667
Jan-2008	0.292	63.958
Feb-2008	0.292	64.250
Mar-2008	0.292	64.542
Apr-2008	0.292	64.833
May-2008	0.292	65.125
Jun-2008	0.292	65.417
Jul-2008	0.292	65.708
Aug-2008	0.292	66.000
Sep-2008	0.292	66.292
Oct-2008	0.292	66.583
Nov-2008	0.292	66.875
Dec-2008	0.292	67.167
Jan-2009	0.292	67.458
Feb-2009	0.292	67.750
Mar-2009	0.292	68.042
Apr-2009	0.292	68.333
May-2009	0.292	68.625
Jun-2009	0.292	68.917
Jul-2009	0.292	69.208
Aug-2009	0.292	69.500
Sep-2009	0.292	69.792
Oct-2009	0.292	70.083
Nov-2009	0.292	70.375
Dec-2009	0.292	70.667
Jan-2010	0.292	70.958
Feb-2010	0.292	71.250
Mar-2010	0.292	71.542
Apr-2010	0.292	71.833
May-2010	0.292	72.125
Jun-2010	0.292	72.417
Jul-2010	0.292	72.708
Aug-2010	0.292	73.000
Sep-2010	0.292	73.292
Oct-2010	0.292	73.583
Nov-2010	0.292	73.875
Dec-2010	0.292	74.167
Jan-2011	0.292	74.458
Feb-2011	0.292	74.750
Mar-2011	0.292	75.042
Apr-2011	0.292	75.333
May-2011	0.292	75.625
Jun-2011	0.292	75.917
Jul-2011	0.292	76.208
Aug-2011	0.292	76.500
Sep-2011	0.292	76.792
Oct-2011	0.292	77.083
Nov-2011	0.292	77.375
Dec-2011	0.292	77.667
Jan-2012	0.292	77.958
Feb-2012	0.292	78.250
Mar-2012	0.292	78.542
Apr-2012	0.333	78.875
May-2012	0.333	79.208
Jun-2012	0.333	79.542
Jul-2012	0.333	79.875
Aug-2012	0.333	80.208
Sep-2012	0.333	80.542
Oct-2012	0.333	80.875
Nov-2012	0.333	81.208
Dec-2012	0.333	81.542
Jan-2013	0.333	81.875
Feb-2013	0.333	82.208
Mar-2013	0.333	82.542
Apr-2013	0.333	82.875
May-2013	0.333	83.208
Jun-2013	0.333	83.542
Jul-2013	0.333	83.875
Aug-2013	0.333	84.208
Sep-2013	0.333	84.542
Oct-2013	0.333	84.875
Nov-2013	0.333	85.208
Dec-2013	0.333	85.542
Jan-2014	0.333	85.875
Feb-2014	0.333	86.208
Mar-2014	0.333	86.542
Apr-2014	0.333	86.875
May-2014	0.333	87.208
Jun-2014	0.333	87.542
Jul-2014	0.333	87.875
Aug-2014	0.333	88.208
Sep-2014	0.333	88.542
Oct-2014	0.333	88.875
Nov-2014	0.333	89.208
Dec-2014	0.333	89.542
Jan-2015	0.333	89.875
Feb-2015	0.333	90.208
Mar-2015	0.333	90.542
Apr-2015	0.333	90.875
May-2015	0.333	91.208
Jun-2015	0.333	91.542
Jul-2015	0.333	91.875
Aug-2015	0.333	92.208
Sep-2015	0.333	92.542
Oct-2015	0.333	92.875
Nov-2015	0.333	93.208
Dec-2015	0.333	93.542
Jan-2016	0.333	93.875
Feb-2016	0.333	94.208
Mar-2016	0.333	94.542
Apr-2016	0.333	94.875
May-2016	0.333	95.208
Jun-2016	0.333	95.542
Jul-2016	0.333	95.875
Aug-2016	0.333	96.208
Sep-2016	0.333	96.542
Oct-2016	0.333	96.875
Nov-2016	0.333	97.208
Dec-2016	0.333	97.542
Jan-2017	0.333	97.875
Feb-2017	0.333	98.208
Mar-2017	0.333	98.542
Apr-2017	0.333	98.875
May-2017	0.333	99.208
Jun-2017	0.333	99.542
Jul-2017	0.333	99.875
Aug-2017	0.333	100.208
Sep-2017	0.333	100.542
Oct-2017	0.333	100.875
Nov-2017	0.333	101.208
Dec-2017	0.333	101.542
Jan-2018	0.333	101.875
Feb-2018	0.333	102.208
Mar-2018	0.333	102.542
Apr-2018	0.333	102.875
May-2018	0.333	103.208
Jun-2018	0.333	103.542
Jul-2018	0.333	103.875
Aug-2018	0.333	104.208
Sep-2018	0.333	104.542
Oct-2018	0.333	104.875
Nov-2018	0.333	105.208
Dec-2018	0.333	105.542
Jan-2019	0.333	105.875
Feb-2019	0.333	106.208
Mar-2019	0.333	106.542
Apr-2019	0.333	106.875
May-2019	0.333	107.208
Jun-2019	0.333	107.542
Jul-2019	0.333	107.875
Aug-2019	0.333	108.208
Sep-2019	0.333	108.542
Oct-2019	0.333	108.875
Nov-2019	0.333	109.208
Dec-2019	0.333	109.542
Jan-2020	0.333	109.875
Feb-2020	0.333	110.208
Mar-2020	0.333	110.542
Apr-2020	0.333	110.875
May-2020	0.333	111.208
Jun-2020	0.333	111.542
Jul-2020	0.333	111.875
Aug-2020	0.333	112.208
Sep-2020	0.333	112.542
Oct-2020	0.333	112.875
Nov-2020	0.333	113.208
Dec-2020	0.333	113.542
Jan-2021	0.333	113.875
Feb-2021	0.333	114.208
Mar-2021	0.333	114.542
Apr-2021	0.333	114.875
May-2021	0.333	115.208
Jun-2021	0.333	115.542
Jul-2021	0.333	115.875
Aug-2021	0.333	116.208
Sep-2021	0.333	116.542
Oct-2021	0.333	116.875
Nov-2021	0.333	117.208
Dec-2021	0.333	117.542
Jan-2022	0.333	117.875
Feb-2022	0.333	118.208
Mar-2022	0.333	118.542
Apr-2022	0.333	118.875
May-2022	0.333	119.208
Jun-2022	0.333	119.542
Jul-2022	0.333	119.875
Aug-2022	0.333	120.208
Sep-2022	0.333	120.542
Oct-2022	0.333	120.875
Nov-2022	0.333	121.208
Dec-2022	0.333	121.542
Jan-2023	0.333	121.875
Feb-2023	0.333	122.208
Mar-2023	0.333	122.542
Apr-2023	0.333	122.875
May-2023	0.333	123.208
Jun-2023	0.333	123.542
Jul-2023	0.333	123.875
Aug-2023	0.333	124.208
Sep-2023	0.333	124.542
Oct-2023	0.333	124.875
Nov-2023	0.333	125.208
Dec-2023	0.333	125.542
Jan-2024	0.333	125.875
Feb-2024	0.333	126.208
Mar-2024	0.333	126.542
Apr-2024	0.333	126.875
May-2024	0.333	127.208
Jun-2024	0.333	127.542
Jul-2024	0.333	127.875
Aug-2024	0.333	128.208
Sep-2024	0.333	128.542
Oct-2024	0.333	128.875
Nov-2024	0.333	129.208
Dec-2024	0.333	129.542
Jan-2025	0.333	129.875
Feb-2025	0.333	130.208
Mar-2025	0.333	130.542
Apr-2025	0.333	130.875
May-2025	0.333	131.208
Jun-2025	0.333	131.542
Jul-2025	0.333	131.875
Aug-2025	0.333	132.208
Sep-2025	0.333	132.542
Oct-2025	0.333	132.875
Nov-2025	0.333	133.208
Dec-2025	0.333	133.542
Jan-2026	0.333	133.875
Feb-2026	0.333	134.208
Mar-2026	0.333	134.542